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Is Home Insurance Required When You Buy a House?

If you’re buying a home, one question you might wonder is this: Is home insurance required when you own a house?

In many cases, homeowners insurance is indeed mandatory—and even in cases where it isn’t absolutely necessary, it’s still a good idea. To help you understand why, we’ve put together this Home Buyer’s Guide to Home Insurance, which will help walk you through what you need to know from beginning to end.

In this first article, we’ll introduce you to what homeowners insurance is, why it’s often essential, and what can go wrong if you don’t have it.

What is homeowners insurance?

With home insurance, as with other types of coverage (including health insurance), you pay a relatively small amount of money either monthly or annually in exchange for the promise that your provider will help you pay for unexpected costs you might incur as a homeowner.

What can

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First projects to tackle after buying a house

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When it comes to renovating your new home, it can be difficult to decide what to do first.

Melissa Perlman and Mark Burns closed on their beach cottage in Delray Beach, Florida, nearly two weeks ago.

The first project they tackled was landscaping. The home, built in 1956, was recently renovated.

“It was move-in ready and pretty perfect in our eyes,” says Perlman, president and founder of BlueIvy Communications, a public relations agency. “We live on a semi-active road, so our landscaper put in Colusa plants that will grow and eventually provide more privacy in our front yard.”

Before writing up a to-do list, take a good look at your budget, one expert advises. “Don’t spend too much money on over-improvements,” says Artur Muller, founder and CEO of Amluxe Realty in Lighthouse Point, Florida. “Create a maximum budget for renovations, which will keep your spending in line with comparable

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Holm Auto Good News: Salina Tech students eager to learn, while remodeling Ashby House shelter – News – The Hutchinson News

Pumped with zeal and strapped into a loaded carpenter’s belt, Jordan Castaneda greeted Salina Technical College classmates for some on-the-job learning.

“I’m ready to get this party going,” said the 18-year-old Salinan on Wednesday, aching for some construction work after spending weeks mostly in a classroom.

The budding builders were “chomping at the bit. They’ve been in the classroom since the start of the semester (Aug. 20),” said Kevin Watters, Salina Tech construction technology instructor.

His crew that ranges in size from eight to 11, was eager to join in the remodel of an Ashby House shelter at 158 S. Eighth.

“I love getting hands on, in the action. The days go faster. It feels like forever in the classroom,” said Castaneda, a 2020 Salina Central High School graduate, who credits his uncle, Mario Martinez, owner of a Salina construction business, for introducing him to the trade, and gifting him

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Holm Auto Good News: Salina Tech students eager to learn, while remodeling Ashby House shelter – News – Salina Journal

Pumped with zeal and strapped into a loaded carpenter’s belt, Jordan Castaneda greeted Salina Technical College classmates for some on-the-job learning.

“I’m ready to get this party going,” said the 18-year-old Salinan on Wednesday, aching for some construction work after spending weeks mostly in a classroom.

The budding builders were “chomping at the bit. They’ve been in the classroom since the start of the semester (Aug. 20),” said Kevin Watters, Salina Tech construction technology instructor.

His crew that ranges in size from eight to 11, was eager to join in the remodel of an Ashby House shelter at 158 S. Eighth.

“I love getting hands on, in the action. The days go faster. It feels like forever in the classroom,” said Castaneda, a 2020 Salina Central High School graduate, who credits his uncle, Mario Martinez, owner of a Salina construction business, for introducing him to the trade, and gifting him

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Abandoned house and companion cottage win Petaluma’s top renovation award

When Karen Brown went searching for a property in Petaluma where she and a longtime friend might co-invest and coexist, there was nothing on the market that fit the bill. It was 2013, the nation was coming out of a deep recession and the pickings were slim, especially for affordable properties with two units or enough area to build an accessory dwelling. So Brown walked the streets of the old west side and ended up beating the bushes — literally — to find her dream home hidden among an overgrowth of acacias.

The house was so concealed she almost missed it. A “no trespassing“ sign did not encourage exploration. But she was intrigued. There, set back on a third of an acre, was an abandoned shack with plywood nailed over the doors. It had no foundation and perched on piers in the ground. It hadn’t been occupied in at least

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Clayton Kershaw will be right at home during first pro start in Arlington, even if he can’t actually be in his house

ARLINGTON — You think these playoffs are weird?



a man wearing a blue hat: Los Angeles Dodgers starting pitcher Clayton Kershaw looks at a video replay during the first inning in Game One of the National League Division Series at Globe Life Field in Arlington, Texas, Tuesday, October 6, 2020. The Dodgers are facing the San Diego Padres.


© Tom Fox/The Dallas Morning News/The Dallas Morning News/TNS
Los Angeles Dodgers starting pitcher Clayton Kershaw looks at a video replay during the first inning in Game One of the National League Division Series at Globe Life Field in Arlington, Texas, Tuesday, October 6, 2020. The Dodgers are facing the San Diego Padres.

Try being Clayton Kershaw.

On Wednesday, Kershaw will start a game as a professional in what amounts to his hometown for the first time in his Hall of Fame career. It should be one of two final boxes to check on his Hall of Fame career checklist. The other: Pick up a World Series trophy, which he might just do in three weeks. Also, if he’s lucky, that’s when he’ll see his Highland Park home again.

He and his wife, Ellen, are in pandemic playoff limbo. They packed up

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Trump Is Putting White House Staff at Risk of COVID-19

“There are people behind the people,” Deesha Dyer, the White House social secretary under Barack Obama, told us. And “they don’t have the privilege of being Marine One–ed to Walter Reed” if they get sick.

Asked to describe the mood inside the White House, one staffer, who spoke on the condition of anonymity because he fears for his job, called the fallout from the Trumps’ diagnosis “a huge mess.” He found out about the president’s and first lady’s illness through news reports. “That happens all the time in this administration,” he said. Other White House officials have also recently tested positive, including White House Press Secretary Kayleigh McEnany and two of her deputies. For now, the staffer said he’s “just waiting and worried for my friends and their families.”

Of all the employees working on the White House grounds, perhaps

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White House Staffers Exhibiting Covid-19 Symptoms Urged To Stay Home

Topline

White House staffers have reportedly been urged to stay home and not come to work if they exhibit any symptoms of Covid-19, days after President Donald Trump, First Lady Melania Trump and numerous other close associates were tested positive for the disease with Trump being hospitalized at the Walter Reed Medical Center.

Key Facts

According to an internal White House email obtained by New York Magazine’s Olivia Nuzzi on Sunday night, White House staffers who show any symptoms have also been directed to “immediately contact your primary care provider” and “inform their supervisors.”

The guidance from the White House comes almost three days after the president first announced that he and his wife have been infected.

The White House has been criticized for its lax policies on mask-wearing and social distancing, with

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David Bacon House: Bacon’s Hollywood Hills Castle Hill Mansion

Unsolved murders are all too commonplace in Hollywood. The vast majority have become infamous. Say “Black Dhalia,” “Thelma Todd,” or “William Desmond Taylor” to anyone and they’ll likely start spewing theories and suspects. Some, though, have managed to fly under the radar, but remain no less mysterious. Take the 1943 slaying of David Bacon, for instance, the actor best known (posthumously) for having played the titular character in Republic Pictures’ “The Masked Marvel.” Even those well-versed in Hollywood lore have most likely never heard of David (born Gaspar Griswold Bacon Jr.) or his murder. I only became aware of the case last year thanks to an “Entertainment Weekly” story titled “Who Killed the Masked Marvel?” that a friend, who shares my affinity for true crime and locations, tore out and sent to me. Scrawled next to a photo of Bacon’s former Hollywood Hills residence that ran atop the

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White House staffers get email saying to stay home if they experience coronavirus symptoms

White House staffers were urged in an email Sunday to “please stay home” and “do not come to work” if they have exhibited any symptoms of the coronavirus.

An all-staff email obtained by New York Magazine’s Olivia Nuzzi directed members of the White House staff to “immediately contact your primary care provider” and “inform their supervisors” in the event of symptoms being presented.

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